Terraform - Mono vs Multi Repositories?

Which do you prefer? I know I always go with multiple repositories. The benefits are too good to miss out on, and eventually you'll want to flip a mono-repo into a multi-repo setup sooner or later anyway.

The DevOps Lounge: https://discord.gg/devopslounge ... https://www.youtube.com/watch?v=1FN3rs4LuvU